Job Description

The Credit Analyst is responsible for understanding the intricacies of the company's lender programs and helping structure, analyze, package, and place transactions with the right lending partner. This role enters deals into the loan origination system, pulls public and underwriting reports, analyzes credit and supporting information, prepares credit summaries and lender submission packages, and works closely with the sales team to secure the best possible approvals for customers. The position reports directly to the President and is fully remote.

Schedule: 9:00 AM to 6:00 PM CST (8 hours, 1 hour unpaid break. 40 hours/week)

Responsibilities

Lender Program Knowledge: Develop and maintain a strong working knowledge of the company's lender programs, credit parameters, documentation requirements, and underwriting preferences.

• Understand how different lenders view credit quality, time in business, industry, collateral, deal structure, and documentation.

• Keep lender requirements, program notes, and submission guidance current within the loan origination system.

• Deal Entry & Systems Management: Accurately enter new transactions and supporting information into the loan origination system and maintain clean, timely deal records.

• Update deal status, lender stipulations, notes, and follow-up requirements in real time.

• Maintain high standards for organization, speed, and data accuracy across the pipeline.

• Credit Review & Analysis: Pull and review public records, credit reports, business reports, bank statement analyses, and other underwriting materials needed to evaluate a transaction.

• Analyze borrower strengths, risk factors, collateral, structure, and overall submission quality.

• Identify the best lender fit and help position transactions for the strongest approval outcome.

• Credit Summaries & Lender Submissions: Prepare concise, accurate credit summaries and complete lender submission packages for the appropriate lender partner.

• Submit deals to the correct lender based on program fit, transaction characteristics, and approval strategy.

• Organize supporting documents so packages are complete, professional, and easy for lenders to review.

• Sales Team Support: Work closely with the sales team to improve deal quality, answer credit-related questions, and help deliver the best possible approvals for customers.

• Communicate lender requirements, conditions, and next steps clearly and promptly.

• Support a responsive, service-oriented process that helps move transactions forward efficiently.

Requirements

• Experience in equipment finance, commercial lending, underwriting support, credit analysis, or a related financial services role.

• Strong analytical and critical-thinking skills, with the ability to review credit, public record, and underwriting information carefully and accurately.

• Excellent organizational skills and close attention to detail in a deadline-driven environment.

• Clear written and verbal communication skills, including the ability to prepare polished credit summaries and lender submission packages.

• Comfort working independently in a remote environment while collaborating closely with sales and leadership.

• Proficiency with CRM and loan origination systems, or the ability to learn new systems quickly.

Good-to-Have Traits

• Bachelor’s degree in finance, business, accounting, or a related field.

• Direct experience reviewing business credit, bank statements, public records, or collateral-based transactions.

• Experience supporting brokered equipment finance or multi-lender commercial finance submissions.

• A strong sense of urgency, ownership, and follow-through.

• A team-first mindset with the ability to communicate clearly and support a high-performing sales organization.

Independent Contractor Perks
HMO Coverage for eligible locations
Permanent work from home
Immediate hiring
Steady freelance job

Please click the "Apply" button to complete your application, including the assessment questions, technical check, and voice recording. Your hourly pay rate will be established based on your performance in the application process; submissions with all requirements fulfilled will receive priority review.